Selling a Cedar Valley home? Get a free home value report
Buying a Cedar Valley home? Search all homes for sale
Buying a Cedar Valley home? Search all homes for sale
A question we're often asked here at Wienands Real Estate is, "When is the right time to buy?" Today, we answer that so you can make informed decisions in the Cedar Valley marketplace.
If you're unsure whether the time is right to buy, the first thing you should do is reach out to us. We have preferred lenders who we trust and depend on, and whom we would love to introduce you to. Some of the questions you'll be asked are:
- Do you have a solid job?
- Have you been there for more than two years?
- Do you have a lot of debt?
- Do you have school or deferred loans?
- How is your credit?
These are some basic questions that can get the buying process rolling. We'll put you in touch with a great lender, who will take a look at your financial standing and determine whether you qualify. If you have less-than-stellar credit or student debt, there are still programs that you may qualify for. The only way you can really know if moving is right for you is by talking to a professional!
With interest rates as low as they are right now, a lot of people are unaware that they could secure monthly payments that are lower than their current rent. This isn't something that happens very often, and we're unsure how long these conditions will last.
To see if buying is the right move for you, or if you have any general real estate questions, give us a call or shoot us a quick email. We would love to chat and see whether now is the time to make your real estate dreams come true!
